Entrepreneurs in the developing world have already benefited from peer-to-peer lending programs through the likes of Kiva, Wokai and Jolkona. Now aiming to bring similar benefits to students in those areas is Vittana, a Seattle-based foundation that focuses on educational loans.

Now in beta, Vittana partners with microfinance institutions (MFIs) throughout the developing world to catalyze new student lending programs. Potential lenders begin by browsing through the students profiled on the site—current examples include a 19-year-old woman studying industrial administration in Peru, for example, and a 25-year-old man studying financial accounting in Nicaragua. When they see one they'd like to help, they can lend as little as USD 25 toward that student's education. Vittana's local MFI partner—which has already verified that the students listed are hard-working and likely to succeed—then disburses the full amount of that loan to the student. Once the student graduates and gets a job, he or she starts paying back that MFI partner; when the loaned funds are fully repaid, Vittana returns to the lender the full amount that was lent.

We wrote last year about Fynanz and its peer-to-peer student loans, but it's nice to see similar capabilities being brought to students in the developing world. One to partner with, emulate, or otherwise get involved in! (Related: Fighting poverty through microloan guarantees.)

Website: www.vittana.org
Contact: customer-service@vittana.org

Spotted by: Ozgur Alaz

School lunches are increasingly a focal point in the ongoing battle against childhood obesity, drawing even the attention of British celebrity chef Jamie Oliver. Following survey results suggesting that one of parents' top concerns is that they don't typically know what's on the menu on any given day, the UK's School Fund Trust has partnered with Somerset County Services to publish its school menu each day via Twitter.

Beginning this fall, parents who subscribe to the trial service by following @SCSSchoolmeals will receive a tweet each morning showing what’s on the school menu. Any parent, grandparent or care-giver can follow, whether their child currently eats school meals or not. The feed will also be used to update parents on special theme days, taster sessions and how to apply for free school meals. The trial is part of a raft of new initiatives the School Fund Trust is piloting to increase use of school meals; results will be made available online.

Chris Wainwright of the School Food Trust explains: “With this trial, parents will be able to ask what children thought about the food on offer, and which lunch option they chose. It gives parents the information they need to start discussions about healthy food.”

Given that some 6 million people visit Twitter each month, it's not too surprising that more than 100 local councils in the UK are currently on Twitter—nor that the UK government recently published a 20-page guide urging MPs and civil servants to embrace the microblogging platform. Consumers can use Twitter to track their packages, file civic complaints and apply for jobs; where could the ability to tweet benefit your brand...? (Related: In Jakarta, healthy meals at sponsored food carts for kids.)

Website: www.schoolfoodtrust.org.uk — www.myschoollunch.co.uk
Contact: info@sft.gsi.gov.uk

Spotted by: Judy McRae

A while back, we featured MyCricketCoach, which provides long distance cricket training by web. While there are benefits to picking a niche, a different website allows athletes and coaches of all sports to give and get online coaching.

The online community at Upmygame helps athletes gain advice from professional coaches and other users. At sign-up, participants are asked to specify whether they're an ‘athlete’ or a ‘coach’, although both parties can give and receive advice. Critiquing takes place via short videos uploaded by athletes, containing footage of them practising their chosen sport—anything from football to yoga. Frame-by-frame playback allows for precise commentary in the form of diagrams and text. Bringing an authentic coaching experience to the web, any coach with a mic on their computer can also upload a recording of their advice. Although the site places an emphasis on its ability to help athletes improve, it also acts as a money-making platform for coaches who wish to charge for their insight.

Whereas all of MyCricketCoach’s advice came from one coach, Upmygame acts as a broker for advice, turning it into a P2P marketplace—an Etsy for coaching, if you like. Now that services can be sold online as easily as products, what gaps can you benefit from bridging? (Related: Sell what you say — Hair salon offers Skype consultations.)

Website: www.upmygame.com
Contact: info@upmygame.com

Beginning a year at college can be stressful enough in its own right without the added hassle of scrambling to buy myriad dorm room supplies and decorations before classes begin. Target and other superstores may benefit from that rush, but a new site aims to help students plan and shop for their living quarters ahead of time with the help of some 3-D modelling.

DesignYourDorm is a web-based 3-D interior design tool that allows college students to customize their dorm room interiors and purchase what they need online. When students register with the Los Angeles-based site, they begin by indicating the university they'll be attending. Ultimately, that will generate a selection of floor plans with exact room dimensions used in the corresponding dorms, and DesignYourDorm is currently pilot-testing those capabilities with the University of Pennsylvania, according to TechCrunch. For universities that haven't signed on, however, students are given a series of generic room layouts. Either way, they next choose the type of room they'll have—single, double or triple, in various configurations—and then begin moving furniture and accessories around. Gaps can be filled in from items available from DesignYourDorm's online store—furniture, accessories, appliances and more—and many of them can be virtually dragged and dropped into the room to see how they will look. Perhaps best of all, roommates can collaborate virtually over the summer using the site to plan and coordinate their purchases ahead of time. Once they've decided what they'll need to buy, they can order the items and have them shipped directly to their college—order fulfillment is handled by Amazon, which passes revenue on to DesignYourDorm through its affiliate program.

Similar in many ways to DesignMyRoom—which sadly got repurposed since we covered it last year—DesignYourDorm is free for both students and participating universities, which will ultimately get a cut of sales generated through the site, according to TechCrunch. Given that there are more than 18 million college students in the US alone, could be a good one to bring to campuses in your neck of the postsecondary woods!

Website: www.designyourdorm.com
Contact: www.designyourdorm.com/contact.aspx

Spotted by: Roberta Steinberg

Unconferences have become increasingly common over the past decade or so, notable in particular for their low-key structure and participant-driven format. LaidOffCamp is one such example, and now—inspired, in fact, by that initiative—the concept has been applied to education with the launch of (un)classes.

Aiming to provide a more casual and ad hoc way for people to learn something new during their limited free time, the (un)classes website serves as a sort of marketplace through which people interested in learning about a topic can find someone in their area with the passion to teach it. Anyone can create a new class listing on (un)classes, and anyone can sign up to be a student or a teacher. Topics tend to be lightweight and fun, offering a way to learn about things not traditionally taught elsewhere. Examples so far have included How to Create The Greatest Rock Song of All Time and How to Be a Digital Nomad—the only guidelines are that they shouldn't be offensive or illegal.

The website explains: "Ever wish you had the choice to get up off the couch and spend the afternoon learning to rock climb, cook, or maybe juggle? Well, we have and that's why we came up with (un)classes. (un)classes are premised on the belief that everyone has *something* to teach and learning doesn't always have to be a formal experience requiring big up-front commitments."

The result can be thought of as "educational snacking," the site also points out—illustrating nicely what our sister site would call snack culture, in which consumers seek gratification in small, easy-to-handle bites. Offering entertainment, education, community and status skills, consumer-generated (un)classes have already been offered in cities around the world. One to localize for the lifelong learners in your neck of the peer-to-peer woods...? (Related: Free video lectures by top scholars — Local lessons, advertised & reviewed — Craft workshops for commitmentphobes.)

Website: www.unclasses.org
Contact: rahmin@unclasses.org

Spotted by: Miriam Brafman