Top 10 Fin Tech Startups From The Last 12 Months
Financial Services
From tweeting money to the proliferation of Bitcoin, we look at the best innovative business ideas that are making finance more seamless in the New Economy.
10 Adblock alternative could fund online publishers through micropayments
For online publishers, one of the biggest financial threats would have to be the emergence of ad-blocking browser extensions. That’s why WordPress plugin AdBlock-to-Bitcoin is enabling an easy-to-integrate way for publishers to request donations from readers who are using adblockers.
9 Credit card automatically offsets consumer’s carbon footprint
We’re also seeing businesses offer auto-donation services for charitable consumers. Sustain:Green is an eco-friendly credit card which automatically offsets the CO2 emissions associated with the users’ spending, and Givesurance is a brokerage which converts five percent of clients’ insurance payments into charity donation credits.
10 Adblock alternative could fund online publishers through micropayments
For online publishers, one of the biggest financial threats would have to be the emergence of ad-blocking browser extensions. That’s why WordPress plugin AdBlock-to-Bitcoin is enabling an easy-to-integrate way for publishers to request donations from readers who are using adblockers.
8 App turns freelancers’ irregular income into a steady salary
Linguist Geoff Nunberg of the University of California recently coined “Gig” as his word of the year for 2015 on NPR, denoting New Economy freelancers who’s working week consists of a variety of different jobs. Catering to this expanding ‘gig economy’ are startups like Even, who offers no-interest loans to help freelancers balance out their finances from one month to the next.
9 Credit card automatically offsets consumer’s carbon footprint
We’re also seeing businesses offer auto-donation services for charitable consumers. Sustain:Green is an eco-friendly credit card which automatically offsets the CO2 emissions associated with the users’ spending, and Givesurance is a brokerage which converts five percent of clients’ insurance payments into charity donation credits.
10 Adblock alternative could fund online publishers through micropayments
For online publishers, one of the biggest financial threats would have to be the emergence of ad-blocking browser extensions. That’s why WordPress plugin AdBlock-to-Bitcoin is enabling an easy-to-integrate way for publishers to request donations from readers who are using adblockers.
7 Pay-what-you-like investment banking
As the model of Pay-what-you-like proliferates, Aspiration is an investment banking firm that lets customers choose how much to pay for their services, in an effort to add transparency and democratize investment banking.
8 App turns freelancers’ irregular income into a steady salary
Linguist Geoff Nunberg of the University of California recently coined “Gig” as his word of the year for 2015 on NPR, denoting New Economy freelancers who’s working week consists of a variety of different jobs. Catering to this expanding ‘gig economy’ are startups like Even, who offers no-interest loans to help freelancers balance out their finances from one month to the next.
9 Credit card automatically offsets consumer’s carbon footprint
We’re also seeing businesses offer auto-donation services for charitable consumers. Sustain:Green is an eco-friendly credit card which automatically offsets the CO2 emissions associated with the users’ spending, and Givesurance is a brokerage which converts five percent of clients’ insurance payments into charity donation credits.
10 Adblock alternative could fund online publishers through micropayments
For online publishers, one of the biggest financial threats would have to be the emergence of ad-blocking browser extensions. That’s why WordPress plugin AdBlock-to-Bitcoin is enabling an easy-to-integrate way for publishers to request donations from readers who are using adblockers.
6 Investors host startups in their unused homes in return for equity
The diversifying definition of equity is exemplified with Cribb, where investors host startups in their unused homes in exchange for five percent of their business.
7 Pay-what-you-like investment banking
As the model of Pay-what-you-like proliferates, Aspiration is an investment banking firm that lets customers choose how much to pay for their services, in an effort to add transparency and democratize investment banking.
8 App turns freelancers’ irregular income into a steady salary
Linguist Geoff Nunberg of the University of California recently coined “Gig” as his word of the year for 2015 on NPR, denoting New Economy freelancers who’s working week consists of a variety of different jobs. Catering to this expanding ‘gig economy’ are startups like Even, who offers no-interest loans to help freelancers balance out their finances from one month to the next.
9 Credit card automatically offsets consumer’s carbon footprint
We’re also seeing businesses offer auto-donation services for charitable consumers. Sustain:Green is an eco-friendly credit card which automatically offsets the CO2 emissions associated with the users’ spending, and Givesurance is a brokerage which converts five percent of clients’ insurance payments into charity donation credits.
10 Adblock alternative could fund online publishers through micropayments
For online publishers, one of the biggest financial threats would have to be the emergence of ad-blocking browser extensions. That’s why WordPress plugin AdBlock-to-Bitcoin is enabling an easy-to-integrate way for publishers to request donations from readers who are using adblockers.
5 In Germany, deposit and withdraw cash at thousands of local stores
6 Investors host startups in their unused homes in return for equity
The diversifying definition of equity is exemplified with Cribb, where investors host startups in their unused homes in exchange for five percent of their business.
7 Pay-what-you-like investment banking
As the model of Pay-what-you-like proliferates, Aspiration is an investment banking firm that lets customers choose how much to pay for their services, in an effort to add transparency and democratize investment banking.
8 App turns freelancers’ irregular income into a steady salary
Linguist Geoff Nunberg of the University of California recently coined “Gig” as his word of the year for 2015 on NPR, denoting New Economy freelancers who’s working week consists of a variety of different jobs. Catering to this expanding ‘gig economy’ are startups like Even, who offers no-interest loans to help freelancers balance out their finances from one month to the next.
9 Credit card automatically offsets consumer’s carbon footprint
We’re also seeing businesses offer auto-donation services for charitable consumers. Sustain:Green is an eco-friendly credit card which automatically offsets the CO2 emissions associated with the users’ spending, and Givesurance is a brokerage which converts five percent of clients’ insurance payments into charity donation credits.
10 Adblock alternative could fund online publishers through micropayments
For online publishers, one of the biggest financial threats would have to be the emergence of ad-blocking browser extensions. That’s why WordPress plugin AdBlock-to-Bitcoin is enabling an easy-to-integrate way for publishers to request donations from readers who are using adblockers.
4 User owned carpool platform runs on Bitcoin style digital tokens
Decentralized, user-own financial platforms like Bitcoin are seeing knock-on effects, and La’Zooz is a carpooling service that makes an investor out of every user. Similarly, Reveal is a social networking site that pays its users with cryptocurrency for using it.
5 In Germany, deposit and withdraw cash at thousands of local stores
6 Investors host startups in their unused homes in return for equity
The diversifying definition of equity is exemplified with Cribb, where investors host startups in their unused homes in exchange for five percent of their business.
7 Pay-what-you-like investment banking
As the model of Pay-what-you-like proliferates, Aspiration is an investment banking firm that lets customers choose how much to pay for their services, in an effort to add transparency and democratize investment banking.
8 App turns freelancers’ irregular income into a steady salary
Linguist Geoff Nunberg of the University of California recently coined “Gig” as his word of the year for 2015 on NPR, denoting New Economy freelancers who’s working week consists of a variety of different jobs. Catering to this expanding ‘gig economy’ are startups like Even, who offers no-interest loans to help freelancers balance out their finances from one month to the next.
9 Credit card automatically offsets consumer’s carbon footprint
We’re also seeing businesses offer auto-donation services for charitable consumers. Sustain:Green is an eco-friendly credit card which automatically offsets the CO2 emissions associated with the users’ spending, and Givesurance is a brokerage which converts five percent of clients’ insurance payments into charity donation credits.
10 Adblock alternative could fund online publishers through micropayments
For online publishers, one of the biggest financial threats would have to be the emergence of ad-blocking browser extensions. That’s why WordPress plugin AdBlock-to-Bitcoin is enabling an easy-to-integrate way for publishers to request donations from readers who are using adblockers.
3 Short-term loans for Kenyan entrepreneurs through mobile banking
Mobile phones are also enabling entrepreneurs in Kenya to receive short-term loans — Saida by Greenshoe uses phone data and history as a proxy for credit suitability. Other startups are also offering alternative loan creditability, including Kreditech which uses Big Data, Happy Mango which analyzes users’ social network testimonials and employment history, and Vouch, which crowdsources small financial guarantees from friends and family.
4 User owned carpool platform runs on Bitcoin style digital tokens
5 In Germany, deposit and withdraw cash at thousands of local stores
6 Investors host startups in their unused homes in return for equity
The diversifying definition of equity is exemplified with Cribb, where investors host startups in their unused homes in exchange for five percent of their business.
7 Pay-what-you-like investment banking
As the model of Pay-what-you-like proliferates, Aspiration is an investment banking firm that lets customers choose how much to pay for their services, in an effort to add transparency and democratize investment banking.
8 App turns freelancers’ irregular income into a steady salary
Linguist Geoff Nunberg of the University of California recently coined “Gig” as his word of the year for 2015 on NPR, denoting New Economy freelancers who’s working week consists of a variety of different jobs. Catering to this expanding ‘gig economy’ are startups like Even, who offers no-interest loans to help freelancers balance out their finances from one month to the next.
9 Credit card automatically offsets consumer’s carbon footprint
We’re also seeing businesses offer auto-donation services for charitable consumers. Sustain:Green is an eco-friendly credit card which automatically offsets the CO2 emissions associated with the users’ spending, and Givesurance is a brokerage which converts five percent of clients’ insurance payments into charity donation credits.
10 Adblock alternative could fund online publishers through micropayments
For online publishers, one of the biggest financial threats would have to be the emergence of ad-blocking browser extensions. That’s why WordPress plugin AdBlock-to-Bitcoin is enabling an easy-to-integrate way for publishers to request donations from readers who are using adblockers.
2 In India, users can tweet funds to friends and family
ICICI Bank now lets anyone with a smartphone and Twitter account tweet money transfers. What’s more, they can use their voice as a secure password for mobile banking.
Fastacash, meanwhile, aims to help banks, mobile operators and financial institutions receive payments via social media, and Square Cash introduced $Cashtags — much like hashtags — which are unique identifiers that let companies receive payments from customers online.
3 Short-term loans for Kenyan entrepreneurs through mobile banking
Mobile phones are also enabling entrepreneurs in Kenya to receive short-term loans — Saida by Greenshoe uses phone data and history as a proxy for credit suitability. Other startups are also offering alternative loan creditability, including Kreditech which uses Big Data, Happy Mango which analyzes users’ social network testimonials and employment history, and Vouch, which crowdsources small financial guarantees from friends and family.
4 User owned carpool platform runs on Bitcoin style digital tokens
5 In Germany, deposit and withdraw cash at thousands of local stores
6 Investors host startups in their unused homes in return for equity
The diversifying definition of equity is exemplified with Cribb, where investors host startups in their unused homes in exchange for five percent of their business.
7 Pay-what-you-like investment banking
As the model of Pay-what-you-like proliferates, Aspiration is an investment banking firm that lets customers choose how much to pay for their services, in an effort to add transparency and democratize investment banking.
8 App turns freelancers’ irregular income into a steady salary
Linguist Geoff Nunberg of the University of California recently coined “Gig” as his word of the year for 2015 on NPR, denoting New Economy freelancers who’s working week consists of a variety of different jobs. Catering to this expanding ‘gig economy’ are startups like Even, who offers no-interest loans to help freelancers balance out their finances from one month to the next.
9 Credit card automatically offsets consumer’s carbon footprint
We’re also seeing businesses offer auto-donation services for charitable consumers. Sustain:Green is an eco-friendly credit card which automatically offsets the CO2 emissions associated with the users’ spending, and Givesurance is a brokerage which converts five percent of clients’ insurance payments into charity donation credits.
10 Adblock alternative could fund online publishers through micropayments
For online publishers, one of the biggest financial threats would have to be the emergence of ad-blocking browser extensions. That’s why WordPress plugin AdBlock-to-Bitcoin is enabling an easy-to-integrate way for publishers to request donations from readers who are using adblockers.
1 Bitcoin debit card makes cryptocurrency more accessible
As commerce increasingly moves online, businesses are opening up new channels to facilitate the use of digital currencies, especially in areas deeply integrated in everyday life. We saw the Bitcoin debit card by Coinbase, which enabled users to spend Bitcoins anywhere Visa is accepted, and also Bitwage, a startup that helps individuals and employers integrate Bitcoin payrolls.
2 In India, users can tweet funds to friends and family
ICICI Bank now lets anyone with a smartphone and Twitter account tweet money transfers. What’s more, they can use their voice as a secure password for mobile banking.
Fastacash, meanwhile, aims to help banks, mobile operators and financial institutions receive payments via social media, and Square Cash introduced $Cashtags — much like hashtags — which are unique identifiers that let companies receive payments from customers online.
3 Short-term loans for Kenyan entrepreneurs through mobile banking
Mobile phones are also enabling entrepreneurs in Kenya to receive short-term loans — Saida by Greenshoe uses phone data and history as a proxy for credit suitability. Other startups are also offering alternative loan creditability, including Kreditech which uses Big Data, Happy Mango which analyzes users’ social network testimonials and employment history, and Vouch, which crowdsources small financial guarantees from friends and family.
4 User owned carpool platform runs on Bitcoin style digital tokens
5 In Germany, deposit and withdraw cash at thousands of local stores
6 Investors host startups in their unused homes in return for equity
The diversifying definition of equity is exemplified with Cribb, where investors host startups in their unused homes in exchange for five percent of their business.
7 Pay-what-you-like investment banking
As the model of Pay-what-you-like proliferates, Aspiration is an investment banking firm that lets customers choose how much to pay for their services, in an effort to add transparency and democratize investment banking.
8 App turns freelancers’ irregular income into a steady salary
Linguist Geoff Nunberg of the University of California recently coined “Gig” as his word of the year for 2015 on NPR, denoting New Economy freelancers who’s working week consists of a variety of different jobs. Catering to this expanding ‘gig economy’ are startups like Even, who offers no-interest loans to help freelancers balance out their finances from one month to the next.
9 Credit card automatically offsets consumer’s carbon footprint
We’re also seeing businesses offer auto-donation services for charitable consumers. Sustain:Green is an eco-friendly credit card which automatically offsets the CO2 emissions associated with the users’ spending, and Givesurance is a brokerage which converts five percent of clients’ insurance payments into charity donation credits.
10 Adblock alternative could fund online publishers through micropayments
For online publishers, one of the biggest financial threats would have to be the emergence of ad-blocking browser extensions. That’s why WordPress plugin AdBlock-to-Bitcoin is enabling an easy-to-integrate way for publishers to request donations from readers who are using adblockers.
27th January 2016